Under the Fair Credit Reporting Act, you can always dispute the completeness or accuracy of your credit report. When a credit reporting agency receives a dispute, it must be reinvestigated and the current status of the disputed item/s must be recorded unless it...
What is a FICO Score? A FICO score is a credit score developed by Fair, Isaac & Co. Credit scoring is a method of determining the likelihood that credit users will pay their bills. Fair, Isaac & Co. began its pioneering work with credit scoring in the late...
Your Credit Record… A decision making tool If you are one of the 200 million plus people in the United States with a charge card, credit card, car loan, student loan or home mortgage, then information about you probably is stored in the databases of one or all...
Golden Rules for Retirement Investing 1. Determine the purpose of your money–What do you want your investment to accomplish. 2. Understand how the investment options work in good times and bad. There is no single investment that always makes money. Best to...
Considering recent events (fires, floods, hurricanes, tornadoes, terrorist attacks), it is always a good idea to be prepared for the worst case scenario. Everyone should know where their important documents are, have back-ups and have a kit assembled so that it can be...
These three elements are essential to a successful financial plan: Net Worth Cash Flow Financial Goals You can and should do these for yourself. A professional financial planner could do these things, but you will need to provide the raw data and only you can set your...
