S. Harman & Associates, Inc. Announces

Our materials have been modified to cover the issues that are of interest currently: Reduction-in-Force, Severance Pay, Voluntary Early Retirement Authority, Voluntary Separation Incentive Program, Temporary Continuation of Coverage, etc.

Open Enrollment

1-Day Virtual FERS Retirement Planning (October 22, 2025)
8:30 a.m. – 4:30 p.m. (Central Time Zone)

3-Day Virtual Federal Benefits Training for Personnel Support Specialists (November 4-6, 2025)
9:00 a.m. – 5:00 p.m. (Eastern Time Zone)

10-Half-Day Virtual Comprehensive Federal Benefits Seminar
(January 26 – February 6, 2026)
10 days (4 1/2 hours per day)
10 a.m. – 2:30 p.m. (ET to accommodate all time zones)

If you are interested in scheduling an onsite for your agency, please contact us at (410) 795-9296.

About S. Harman & Associates, Inc.

S. Harman & Associates, Inc.

Federal Employee Benefits Experts

S. Harman & Associates, Inc., Federal Employee Benefits Experts, provides timely, comprehensive and accurate information about Federal retirement systems to all Federal employees. S. Harman & Associates disseminates employee benefit information to Federal personnelists and employees via seminars and books. Each is designed for a specific audience:

• Personnelists
• Benefits Specialists
• Human Resource Practitioners
• Federal Employees
• Supervisors & Managers
• Labor & Employee Relations Practitioners

The S. Harman & Associates, Inc. staff has an extensive background in Social Security, Civil Service Retirement, Federal Employees’ Retirement, Worker’s Compensation and a wide variety of human resource issues which impact upon Human Resource Practitioners, Benefit Specialists and Federal employees. We are a woman-owned, small business that was established in 1985. Members of the staff are familiar with the provisions of the laws, as well as much of the rationale guiding the law and regulations, court decisions and MSPB rulings. This insight can be extremely valuable to individuals in the Employee Relations Office and the Human Resource Office.