Retirement Planning (3-Day) (CSRS or FERS)

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Day 1

  • Introduction
  • Transitions
  • Anticipated Challenges
  • Individual Goal Assessment
  • The Planning Process
  • Federal Benefits
  • Eligibility Requirements
  • Creditable Service
  • Credit for Unused Sick Leave
  • Deposit, Redeposit & Military Service Deposit Rules
  • Computation of Benefits
  • Survivor Benefits
  • Taxation of Benefits
  • FEHB Program (all aspects)
  • Federal Employee Dental and Vision Insurance Program
  • FEGLI
  • Annual Leave Lump-Sum Payment

Day 2

  • Thrift Savings Plan
    • Investment Options
    • Important Forms
    • Withdrawal Options
    • Tax Considerations
  • Social Security Benefits
    • When Payable
    • How Computed
    • Earnings Limitation
    • File and Suspend
    • Windfall Elimination Provision (CSRS Only)
    • Government Pension Offset (CSRS Only)
    • Tax Considerations

Day 3

  • Personal Planning
    • The Importance of Establishing Goals
  • Long-Term Care Insurance
  • Legal Planning
    • Trusts
    • Living Wills
    • Durable Power of Attorney
    • Probate
  • Financial Planning
    • Personal Financial Planning
    • Why People Fail
    • Tax Planning
    • Investment Options
  • Relocation Considerations
  • Health Considerations
  • Processing Your Retirement

 

 

 

 

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